Home/Investment Loans
First HomeOpen the door to your first home
Buying your first home can be stressful and challenging. You may not be aware that in certain cases you may be able to borrow up to 95% loan-to-value ratio (LVR) and for some borrowers avoid lenders' mortgage insurance (LMI) up to 85% LVR. (T's & C's apply) My Mortgage Advice helps simplify the home-buying process with a personalised Property Report via our platform that can be used to access insightful property information and help you compare the properties you are considering. My Mortgage Advice Property Reports contain data used by real estate agents and banks and provide insight into: Our clients don’t have time or money to waste on a property that doesn’t suit their needs. Use the My Mortgage Advice Property Report to gain full transparency of the property and access information stored behind the closed door. Request a copy at your next consultation! |  |
Next HomeUpsizing or downsizing? We can help.
As you step into a new stage of your life and/or career, you may be looking to purchase a new home. In some cases, you may be eligible to borrow up to 85% LVR with no LMI. If you are a doctor, dentist, veterinarian, or specialist, you may be eligible for 95% LVR home loans and avoid lenders’ mortgage insurance (LMI). My Mortgage Advice can help find you the most achievable, competitive and suitable financial solutions to purchase your next home. Use our Property Reports to receive transparent data about your next home and speak with a specialist to learn your home loan options. |  |
RefinanceBenefits of refinancing
Every 12-18 months, you should determine your property value. If your property has increased in value, you could be eligible for lower interest rates. The cost savings could help you pay off your home loan sooner, or the extra home equity could be used to fund another venture. For insights into your property’s value, suburb growth trends, comparable properties, and approximate rental returns use My Mortgage Advice Property Reports. |  |
Renovate or Relocate?As time changes, so does the dream home.
Before determining if you should renovate or relocate, consider the price of similar properties in your suburb and desired area and whether these areas have experienced recent growth. Our property reports can provide insightful data to help determine if you should renovate your house or relocate to a house more suited to your needs. Use My Mortgage Advice Property Reports to receive transparent data about the home value, suburb growth and comparable markets and speak with a specialist to learn about your financial options. |  |
Investment PropertyBuying an investment property? Before making a huge commitment with your property investment purchase, it would be in your best interest to engage us and arrange a professional Consultation. Our Strategic Property Advice proprietary software enables personalized modeling with an assessment of how property investing may work for you including the effects on your cash flow, estimated tax benefits, yield, growth, and as a wealth creation tool. Access to quality property information is as important as having the right finance and leveraging your equity to set yourself up for success. Contact us now at 03 9585 8755 or book here to arrange a Consultation.
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